39ko Terms and Conditions
All users are requested to read our complete terms and conditions carefully before using this platform. Registering or using an account means you have fully accepted these terms.
Section 1 — General Provisions
Definition of the Platform
39ko is an online entertainment and gaming platform that provides casino games, sports betting, and related services for Bangladeshi users. "Platform" refers to the website, mobile application (if any), and all associated services.
Acceptance of Terms
When opening an account on this platform, you declare that you have fully read and agreed to these Terms and Conditions, the Privacy Policy, and the Responsible Gaming Policy. If you do not agree with any part of these Terms, please refrain from using the platform.
Right to Modify Terms
39ko reserves the right to change, amend, or update these Terms at any time without prior notice. Continued use of the platform after updated Terms are published will be considered acceptance of the new Terms.
Applicable Law
The applicable laws and regulations will take precedence in the interpretation, enforcement, and resolution of any disputes related to these Terms. Users are solely responsible for complying with the local laws of their own country.
Section 2 — Account Registration and Eligibility
Age Requirement
Users must be at least 21 years old to register and participate on the 39ko platform. This platform is strictly prohibited for minors. Registration, deposits, or gaming activity by anyone under 21 is entirely unlawful, and any such account will be closed immediately.
One Account Policy
Each user may open only one account. If the same person, device, IP address, or payment method is used to attempt to open multiple accounts, all associated accounts will be closed and accumulated balances may be forfeited.
Accuracy of Registration Information
All information provided at registration must be complete, truthful, and accurate. 39ko reserves the right to close an account immediately if false information is provided. Withdrawals may be put on hold if the user does not cooperate with the identity verification (KYC) process.
Account Security
It is entirely your responsibility to keep your account password and login details confidential. If unauthorized access to your account occurs, notify our support team immediately. 39ko is not responsible for activities carried out by third parties.
Section 3 — Deposits, Withdrawals and Payments
Minimum Deposit and Withdrawal Limits
The minimum deposit amount for all payment methods is ৳300 (three hundred taka). The minimum withdrawal amount is ৳800 (eight hundred taka). Maximum limits for deposits and withdrawals are determined based on the account level and verification status.
Withdrawal Timeframe
Approved withdrawal requests are generally processed within 5 to 30 minutes. However, in some cases additional time may be required for identity verification or security review. Withdrawals may be delayed if verification information is incomplete.
Accepted Payment Methods
39ko supports the following payment methods:
- bKash
- Nagad
- Rocket
- Upay
Only payment accounts registered in the user's own name may be used. Use of third-party payment accounts is prohibited.
Transaction Cancellation Policy
Once a deposit or betting transaction is completed, it cannot be cancelled. If an incorrect transaction occurs due to a technical error, notify our support team immediately. If a fraud claim is proven, the related transaction will be suspended or cancelled.
Currency and Tax
All transactions are conducted in Bangladeshi Taka (BDT / ৳). The user is solely responsible for paying any applicable taxes or duties on winnings. 39ko does not provide tax advice.
Section 4 — Bonus and Promotion Terms
Welcome Bonus
New members are eligible to receive up to a 200% bonus on their first deposit, up to ৳10,000. A minimum deposit of ৳300 is required to receive this bonus. A 20x wagering requirement must be met before withdrawing the bonus.
For example: a 200% bonus on a ৳1,000 deposit means a ৳2,000 bonus, giving a total balance of ৳3,000. A total of ৳40,000 (৳2,000 × 20) in wagers must be placed to become eligible for withdrawal.
General Bonus Terms
- Each bonus offer must be used within a specific validity period.
- A bonus applies to only one account per user.
- Bonus funds cannot be withdrawn directly — only after the wagering requirement has been met.
- If a bonus is used for fraudulent purposes, the account will be closed.
- 39ko reserves the right to modify or cancel any bonus offer.
VIP Cashback Program
Bronze
Weekly cashback up to 0.4%. You can reach this level by earning points on each bet placed.
Silver
Weekly cashback up to 0.8%. You can advance from Bronze through regular gaming activity.
Gold
Weekly cashback up to 1.1%. Reaching this level is possible through long-term active participation.
Platinum
Weekly cashback up to 1.5%. Reach the highest level and enjoy special benefits and priority service.
VIP cashback is added to active players' balances each week. The cashback amount may vary depending on the type of game and duration of play. 39ko reserves the right to modify the VIP structure as needed.
Section 5 — Gaming Rules and Fair Play
Fair Play Policy
39ko uses Random Number Generator (RNG) technology in all games, keeping every outcome completely unbiased and unpredictable. Our games are regularly audited by third parties to ensure fair play.
Prohibited Activities
- Playing games using bots, automation software, or artificial intelligence.
- Collusion or unlawful cooperation with other players.
- Exploiting system vulnerabilities or technical errors.
- Collecting bonuses through fraudulent methods.
- Using the platform for the purpose of money laundering.
Betting Dispute Resolution
If a dispute arises over a betting outcome, the user must submit a complaint within 72 hours of the incident via live chat or email. 39ko's decision will be considered final and binding.
Technical Issues Policy
For games interrupted due to server outages, network problems, or other technical errors, 39ko will provide a resolution based on its best judgment. In such situations, the actual system log will be considered the final evidence.
Section 6 — Data Protection and Privacy
Collection and Storage of Personal Information
39ko collects users' names, contact information, payment details, and gaming activity data. This information is used solely for account management, identity verification, fraud prevention, and service improvement.
All personal information is kept secure using SSL encryption technology. Information is not sold or rented to third parties. For more details, please read our Privacy Policy.
Cookies Policy
Cookies are used on the 39ko website to help improve service quality and enhance the user experience. By using the platform, you are considered to have agreed to the cookies policy.
Section 7 — Account Suspension and Closure
Account Closure by 39ko
39ko may suspend or close an account without prior notice in the following cases:
- Violation of any provision of these Terms.
- Providing a false identity or information.
- Operating multiple accounts.
- Suspicion of money laundering or fraud.
- Opening an account while under 21 years of age.
Account Closure by the User
You may request to close your account at any time via live chat or email. Any applicable wagering requirements must be met before the account is closed. Available balances may be withdrawn before closure.
A self-exclusion option is also available for responsible gaming purposes. Visit our Responsible Gaming page for more details.
Section 8 — Limitation of Liability
Disclaimer of Liability
39ko does not accept liability for the following:
- Financial losses resulting from the user's gaming decisions.
- Losses caused by internet connection interruptions.
- Disruptions caused by third-party technical issues.
- Unexpected technical errors or server downtime.
- Unauthorized use of the user's account credentials.
- Use that conflicts with applicable local law.
Third-Party Services
The 39ko platform includes content from various third-party game providers including Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, Spribe, JILI, PG Soft, and Ezugi. 39ko is not responsible for the service quality or technical issues of these providers.
Maximum Liability Limit
Under no circumstances will 39ko's liability exceed the original amount of the transaction in question. This limitation applies to the fullest extent permitted by applicable law.
Section 9 — Responsible Gaming
Responsible Gaming Commitment
39ko is committed to ensuring responsible gaming. Gaming should be done for entertainment, not as a solution to financial problems. We provide the following tools:
- Option to set deposit limits.
- Option to take a temporary break (cooling-off period).
- Permanent self-exclusion option.
- Option to view gaming history and spending details.
For more details on responsible gaming, visit our Responsible Gaming page.
Protection of Minors
Use of this platform by anyone under 21 years of age is strictly prohibited. Parents are requested to use parental control software to prevent minors from accessing gambling sites.
Section 10 — Support and Contact
Customer Support
39ko provides live chat support in English 24 hours a day, 7 days a week. Contact our support team for any questions about the Terms or your account.
Email: [email protected]
How to Submit a Complaint
For any complaints or dispute resolution, first contact us via live chat or email. An initial response will be provided within 7 business days of submitting a complaint. Additional time may be required for complex cases.
Completeness of Terms
These Terms and Conditions, our Privacy Policy, and our Responsible Gaming Policy together form the complete agreement between 39ko and the user. If any part of these Terms is deemed unenforceable, the remaining parts will continue to apply in full. Failure by 39ko to exercise any right will not be considered a waiver of that right.
For more information, visit our FAQ page or our About Us page.